BEST Life Gold
For groups of 10 or more enrolling and employer-contributory. AD&D option includes seat belt and air bag benefits. This plan also includes optional supplemental/voluntary life and increased coverage options for employee and dependents.
Guarantee issue amounts are based on total group volume. 2-year rate guarantee and discounts available for preferred industries.
BEST Life Gold Plan Details
Employer-contributory
| Employer Contribution | 25% minimum |
| Life Schedules |
Flat Schedules Class Schedules Salaried Schedules |
| Guarantee Issue | Based on group size and total volume |
| Participation | Non-contributory: 100% Contributory: 75% minimum |
| Plan Features | Waiver of Premium Provision to Age 60 Conversion |
| Age Reductions From original amount. |
65 - 35% 70 - 50% 75 - 65% 80 - 80% 85 - 90% |
| Dependent Life Coverage | Spouse: $5,000 or $10,000 Children ages 6 months to 25: $5,000 Children 14 days to 6 months: $500 |
| AD&D Employees only. |
Includes Seat Belt and Air Bag Benefit Available on basic and supplemental |
| Accelerated Death Benefit | Allows up to 75% or a maximum of $250,000 of Life insurance benefits to be paid prior to the death of the participant. Available for 10+ only. |
| Other Options | Supplemental / Voluntary Life for employee and dependents. |
Available in
AK, AL, AR, AZ, CA, CO, DC, GA, HI, ID, IL, IN, KS, KY, MD, MI, MS, NC, ND, NE, NM, NV, OH, OK, PA, SC, SD, TN, TX, UT, and WY.